The impact of the Internet upon bank marketing

• Tipo: Artigo em Revista Científica Internacional
• Data: 2010

Autores

proenca, jf (Autor) FEP; Teresa Fernandes (Autor) FEP; Marta Silva (Autor) FEP

Revista

Título: Journal of Financial Services Marketing

Vol. 15 Nº 2

Páginas: 160-175

ISSN: 1363-0539

Editora: Springer Nature

Indexação

ISI Web of Knowledge

Scopus - 14 Citações

Classificação Científica

FOS: Ciências sociais

Outras Informações

ID Authenticus: P-007-VDN

DOI: 10.1057/fsm.2010.12

Abstract (EN): Information and communication are critical to developing customer relationships. Thus, new information and communication technologies (NICTs) became a key knowledge tool for the organisation within a relationship marketing strategy. Retail banking is a good example of a sector in which the virtualisation of relationships is increasing. However, there is no consensus as to whether banking relationships are strengthened or weakened by the use of technology. This article discusses the virtualisation of the interaction processes between banks and their customers and analyses the influence of the Internet on these relationships. A questionnaire was distributed by mail to 340 Internet banking services users. A principal components analysis and a multiple regression analysis were conducted in order to discuss the relationship between the identified dimensions of Internet banking and relationship marketing. The research finds three factors related to the use of Internet banking which strengthen the relationships between banks and their customers: the intensity of Internet use, the diversity of access locations and the diversity of Internet applications. From a managerial point of view, these findings have implications for the development of new relationship approaches based on technology. © 2010 Macmillan Publishers Ltd.

Idioma: Inglês

Tipo (Avaliação Docente): Científica