Financial Regulation and Supervision

Code:

2ME32

Acronym:

RSSF

Keywords
Classification	Keyword
OFICIAL	Economics

Instance: 2025/2026 - 1S

Active?	Yes
Responsible unit:	Agrupamento Científico de Economia
Course/CS Responsible:	Master in Economics

Cycles of Study/Courses

Acronym	No. of Students	Study Plan	Curricular Years	Credits UCN	Credits ECTS	Contact hours	Total Time
ME	28	Official Syllabus after 2021-2022	2	-	6	42	162
MFPE	0	Study plan	1	-	6	42	162

Teaching language

Portuguese

Objectives

1. To present the theoretical framework of Financial Regulation 2. To analyse the legal framework of the Portuguese financial system 3. To analyse the most relevant cases

Learning outcomes and competences

Acquisition of general knowlwdge on the theme "Financial Regulation" and, namely, on the regulation and supervision of the portuguese financial system.

Working method

Presencial

Program

Chapter 1 – Fundamentals and Structure of Financial Regulation

1. Introduction to Financial Regulation
2. Need for Financial Regulation
3. Structure of Financial Regulation in Portugal

Chapter 2 - Regulation and Supervision of the Banking Sector

1. Structure of the Portuguese banking system
2. Basic principles of banking regulation
3. Banking supervision
4. Prudential regulation of credit institutions
5. Risk management in the banking sector
6. Banking resolution and recovery mechanisms

Chapter 3 - Regulation and Supervision of the Insurance Sector and Pension Funds

1. Structure of the Portuguese insurance sector
2. Basic principles of insurance regulation
3. Supervision of insurance companies
4. Risk management in the insurance sector
5. Prudential regulation of insurance companies
6. Consumer protection
7. Pension funds

Chapter 4 - Regulation of the Financial Instruments Markets

1. Structure of the financial instruments markets
2. Basic principles of market regulation
3. Transparency and disclosure of information
4. Market supervision and oversight
5. Conduct standards
6. Investor protection

Chapter 5 - Money Laundering and Terrorist Financing

1. Concepts and definitions
2. Importance of preventing money laundering
3. International standards (FATF/GAFI) and Portuguese legislation
4. Detection and reporting mechanisms for suspicious activities
5. Obligations of the financial institutions
6. Penalties and sanctions

Chapter 6 - Future Trends and Challenges in Financial Regulation

1. Technological innovations and regulation (FinTech RegTech)
2. Post-financial crisis regulation
3. Discussion of practical cases

Mandatory literature

Estado Português; Regime Geral das Instituições de Crédito

Comments from the literature

Bibliography includes the material presented in the classroom, documents distributed by the teacher and portuguese legislation.

Teaching methods and learning activities

Presentation based on slides and discussion of real business cases

Evaluation Type

Distributed evaluation without final exam

Assessment Components

Designation	Weight (%)
Apresentação/discussão de um trabalho científico	20,00
Prova oral	40,00
Trabalho de campo	20,00
Trabalho escrito	20,00
Total:	100,00

Amount of time allocated to each course unit

Designation	Time (hours)
Frequência das aulas	39,00
Estudo autónomo	120,00
Trabalho de campo	60,00
Trabalho escrito	60,00
Total:	279,00

Eligibility for exams

NA

Calculation formula of final grade

60% * papers + 40% * oral

Special assessment (TE, DA, ...)

According to the Faculty rules

Classification improvement

Regulamento Geral para Avaliação dos discentes de primeiros ciclos e de segundos ciclos da Faculdade de Economia da Universidade do Porto

Observations

4 - Quality education